INSTALLMENT PLAN / INSTALLMENT PURCHASE

how an installment purchase works

Do you dream of owning your own home without a bank loan or years of saving?

With our flexible installment plan or installment purchase models, you can move in immediately and pay off the purchase price in monthly installments until you own the property in a few years. No SCHUFA required, you only need your identity card to conclude the contract.

Advantages buying real estate in installments:

Buying real estate in installments offers buyers a flexible and affordable way to purchase their own home. Here are some of the benefits that make installment buying attractive:

Low initial costs: You don't have to pay a huge sum immediately. This makes it easier to get started.
Monthly installments: Payment is made in convenient monthly installments that can fit better into your budget.
Faster acquisition of ownership: As you don't have to pay interest, unlike a bank loan, buying in installments allows you to pay off the purchase price more quickly.
Flexible options: The amount of the monthly installments can be adjusted to suit your financial situation.
Early repayment: If necessary, you can pay off the purchase price more quickly. In this case, we can often reduce the total purchase price retrospectively.

The installment purchase process is straightforward and allows the buyer to purchase the property in convenient steps.

The process is as follows:

1. if you have decided to purchase, you transfer a reservation deposit (€500), which is later offset against the purchase price.

2. a notarized purchase contract is concluded.

3. you receive a priority notice of conveyance in the land register and pay the first installment, after which you receive the keys directly and can renovate / use the property.

4. after all installments have been paid, we automatically inform the notary and the land register is transferred to you, congratulations, you are now the owner of a debt-free property.